CLICK HERE to start your FREE Apartment Search  *Use our FREE Locator Service & We will through in a FREE U-Haul Rental to help you get moved! CLICK HERE to start your FREE Home Search FIRST TIME BUYERS Are you planning on purchasing your first home? Did you know that Zars & Rogers has an entire program set up just for YOU? How would you like some assistance with moving costs? What about your closing costs...would you like assistance with those too? Click here for more information...   Move-Up & Downsize Programs  Are you planning on selling your current home and purchasing another home? Click here for information on our Move-Up & Downsize Programs! Marketing Program Click here for information on our Marketing Program for listing your home... Testimonials... "...Zars & Rogers guided us through the entire process, from loan prequalification to searching for houses to making the offer to closing the deal.  We credit Zars & Rogers with a smooth, stress-free home buying experience..."

Zars & Rogers REALTORS^® is proud to serve the San Antonio area residential real estate market.

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Having the right real estate agent means having an agent who is committed to helping you with the highest level of expertise in your local market. This means also to help you in understanding each step of the renting, buying or selling process. This commitment level has helped us to build a remarkable track record of delivering results.

Please feel free to browse our website or let us guide you every step of the way by calling or e-mailing us to set up an appointment today.

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Economic Stimulus for First-Time Buyers & Longtime Homeowners...

A recent update from The National Association of REALTORS® has informed us that there are welcomed changes coming to the First Time Buyer Tax Credit Program.

New rules for first-time homebuyers

First-time buyers who purchase a home between Nov. 7, 2009, and April 30, 2010, may be entitled to a federal tax credit worth 10% of the sale price or $8,000, whichever is lesser. Income restrictions apply. The tax credit for joint filers begins to phase out at a modified adjusted gross income of $225,000 ($125,000 for individual taxpayers). The credit disappears entirely at $245,000 for joint filers ($145,000 for individuals).

While first-time buyers must enter into a binding contract to purchase a principal residence by April 30, the closing can take place as late as June 30, 2010. The home can’t cost more than $800,000.

Qualifying purchases in 2009 can be claimed on your 2008 or 2009 return. File an amended return for 2008. Purchases in 2010 can be claimed on your 2009 or 2010 return. To get the credit for the 2009 tax year on a purchase that closes after April 15, 2010, either request an automatic filing extension or file an amended 2009 return.
 

Tax credit for longtime homeowners

If you’re a longtime homeowner—meaning you’ve lived at your principal residence for five consecutive years out of the last eight—you may qualify for a homebuyer tax credit worth up to $6,500. You must purchase a new principal residence between Nov. 7, 2009, and April 30, 2010. Like the first-time homebuyer tax credit that applies to these dates, you can settle as late as June 30, 2010, as long as you have a binding contract by April 30.

The same $800,000 cap on the purchase price applies to longtime homeowners, as do the same income restrictions. The credit begins to phase out for joint filers at modified adjusted gross income of $225,000 ($125,000 for individuals), and disappears at $245,000 ($145,000 for individuals). Married couples filing separately are eligible for up to half of the $6,500 credit.

Above information cited from www.houselogic.com brought to you by the National Association of REALTORS®.